Matched Betting Mum guide accumulator bets Profit Accumulator



Once you start matched betting, it won’t take long to find references to accumulators or, as they’re most commonly referred to, accas. And they can be quite alluring…a certain way to make around an extra £500 per month for many people who do matched betting!

Accumulators are an essential part of my matched betting earnings

This is an advanced matched betting technique. So I wouldn’t recommend starting these until you complete most of the introductory offers. And, even then, the biggest two pieces of advice I can give are to take it slowly and make sure you use the masses of training and tools Profit Accumulator has to help.


Put simply, an accumulator is a type of bet where you bet on at least two different events. You might hear them referred to as a 4-fold or 5-fold bets as well. This simply refers to the number of different events you bet on. The odds for each event are multiplied together. You only win the bet if all of your selections win.

Accumulators can be placed on any type of sporting events but football accumulators tend to be the most lucrative for matched bettors.

A plus point in placing these types of bets is that love they will look very favourable on your bookmaker accounts. This will help you avoid any dreaded gubbings which prevent you taking advantage of future offers.


Most bookmakers will offer a refund if only one leg from an accumulator loses. These offers are mainly associated with the major European football leagues. But there are also offers for other sporting events, such as tennis and american sports.

You can make a profit by choosing matches taking place at different times, and laying off each leg of the accumulator sequentially as it progresses. You make money in the hope that one leg will lose and you receive a free bet. There is of course no guarantee that there will only be one loser. This means accumulator offers can be more risky than most matched betting offers. If there are no losers or more than one loser, then you will lose your qualifying loss.

For the risk averse, you can choose to lock in a profit on each accumulator instead. In my experience, this will normally return between 10-20% of the value of the bet you place. So, although you don’t get the larger amounts from free bets, this mitigates any losses and you will always make money.

And more experienced matched bettors will often underlay some of the legs to up their overall profit. However, this is only for very experienced people and is very risky (you could end up losing more money with this approach).


The secret to making money from accumulators is volume…you can always have several accumulators running at the same time. So the money you make from them can add up very quickly.

Clearly, there won’t be only one loser every time you place an accumulator. The amount you can make from locking in profit also seems quite minimal (for example, £5 from a £25 qualifying bet). However, the secret to making money from accumulators is volume.

With so many matches and leagues available to bet on, and so many bookmakers offering refunds, you can always have several accumulators running at the same time. So the money you make from them adds up very quickly. Most experienced matched betters make a significant chunk of their monthly income this way.


It can be a little daunting and confusing when you first start completing accumulator offers. This is one of the many reasons I recommend joining a matched betting site like Profit Accumulator.

As with all the other offers listed on their site, Profit Accumulator has comprehensive training available about accumulators. In addition to a thorough video, there is a lot of written guidance and a dedicated section of the forum to discuss any queries you may have.

In addition, Profit Accumulator has industry-leading software to help you find these bets and makes all of the required calculations. This software – Acca Catcher – is included in both the monthly and annual membership packages for Profit Accumulator. It searches through thousands of different combinations of accumulators to show you which offer the best value. It sets out how much money you are likely to make using the different methods available and will also automatically calculate how much each lay bet needs to be. This software really does make very light work of finding and placing accumulator bets. This is particularly important since volume is key when it comes to making more serious amounts of money from these offers.

If you’re not a Profit Accumulator member, don’t worry! You can still get access to Acca Catcher for £15.99 per month. This is ideal for someone who searches for most matched betting offers themselves, but would benefit from the speed at which Acca Catcher finds matches for these more complicated types of bets.


Accumulators are an essential part of my matched betting earnings, netting me about £100 per month. You can see the breakdown of my monthly matched betting earnings in my diary series.

If you want to earn around £500 per month from these types of bets alone then you will need some time to dedicate to this. The reason my earnings are lower is because I am not always available at the weekends to lay off different stages. And I find I am more likely to make mistakes – and lose money – if I try and do these types of bets while I’m out and about.

Those earning  around £500 per month will often place around 10-15 accumulator bets per week. In comparison, I’m lucky if I’m able to place about 10 accumulator bets every month! So, while I’d recommend you getting involved in these types of reload offers, you need to be aware you will need additional time to make and monitor all of these types of bets.


If you’re interested in placing accumulators to top up your matched betting income then here are my top tips to help you get started:

  • Do a few dummy runs first of all. As there is a break from the football season at the moment, this is the perfect time to try out a few mock accumulator bets. Acca Catcher will still find some suitable bets (although as they are obscure teams and leagues I wouldn’t recommend doing any accas at the moment). Check the progress of each stage and pretend to lay the bets off, updating the information as the acca progresses. This will give you a good idea about what is involved and the amount of money you might be able to make.
  • Take it slowly at first. Start with just one accumulator and build up your stakes slowly for each bookmaker you plan to use. For example, the maximum refund that William Hill offers is £50. However, if you suddenly start placing lots of £50 accumulators, this is likely to flag your account. So start by placing £20 bets, slowly building up to the higher amounts.
  • Make sure you have sufficient money in your betting exchange accounts to cover the lay bets you need to make. Acca Catcher will show you the liability required for each stage of the accumulator.


Although I have made good amounts of profit from accumulators, I have also been stung. Avoid these common pitfalls:

  • Make sure you leave enough time between each leg of an accumulator to place your lay bets. I would avoid placing any bets where there is less than 2 hours between each game.
  • Make sure you are available to lay off each bet. When you’re out and about it is much more tricky trying to check the amounts and place each lay bet. I now avoid placing these bets if they involve me being away from the laptop or a reliable internet connection.
  • Remember to lay off each leg. This may sound obvious but this is one of the most common mistakes that I’ve made. I use the calendar on my phone to remind me to lay off each stage.
  • Be aware that the lay odds may drift. Most commonly, the lay odds will be lower than when you initially placed the accumulator. However, they can also drift the other way, which will hit your profit. While you can’t prevent this,
  • Try and avoid betting on too many favourite teams playing away from home as part of your accumulator. I’m no football expert but, from my experience, this is when they are more likely to lose.


In conclusion, accumulators are a great way of topping up your matched betting income every month. It’s taken me a while to find my feet but, now that I have, they are a core part of my monthly earnings. I am limited by the fact I don’t have a lot of time to find and place these bets. However, now that I have built up my experience, I plan to be bolder and up my income by placing more of these types of bets as soon as the new football season starts.

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